Our Methodology

Overall Score

10%Public Reviews Overall Score
15%Public Reviews % 5 Star Ratings
15%Public Reviews % 1 Star Ratings
5%Better Business Bureau Grade
10%Number of BBB Complaints Closed in the Last 12 Months
10%Number of BBB Complaints in the Last 3 Years
10%Assistance Availability
15%Contract length & flexibility
10%Other benefits/offerings
100.0%Total Score
4.0%Live support hours
3.5%In-person US office availability
1.0%Phone # on website & easy to find
1.5%Chat feature on website
10.0%Total Assistance Availability
2.5%Load board - access & cost
2.5%Fuel card with discounts
2.5%Fuel advance
2.5%Other financial solutions - lending, leasing, financing, traditional banking, insurance
10.0%Total Other benefits/offerings

Public Reviews Overall Score

NumeratorAggregated public review score
Denominator5 (perfect score)

Public Reviews % 1 Star Ratings

Calculated by using (1-% 1 star ratings)

Number of BBB Complaints Closed in the Last 12 Months and
Number of BBB Complaints in the Last 3 Years

Most complaints on the list was the benchmark
Calculated by using (1-specific company complaints/benchmark company complaints)

BBB Grading

% of weighting
5.00A+100%
4.66A93%
4.33A-87%
4.00B+80%
3.66B73%
3.33B-67%
3.00C+60%
2.66C53%
2.33C-47%
0.00D & Below0%

Contract Length

Months
11.00
31.00
60.75
120.25

Cancellation Policy

LengthWeighting
30 day1
60 day0.66
90 day0.33

Live Support Hours

Most live support hours of the list of companies was used as the benchmark for the best
The calculation then is:
Numerator# of live support hours for specific company
Denominator# of live support hours for the best company

In-person US office availability

Most offices of the list of companies was used as the benchmark for the best
The calculation then is:
Numerator# of offices for specific company
Denominator# of offices for best company

Load board - Access & Cost

Weighting
Have one (either 1 or 0)0.5
Free or Cost (either 1 or 0)0.5

Other financial solutions - lending, leasing, financing, traditional banking, insurance

ServiceWeighting
Lending/financing0.34
Banking0.33
Other Fringe0.33

Triumph Financial Services Score Details

% Allocation to Score
7.4%10%Public Reviews Overall Score
9.9%15%Public Reviews % 5 Star Ratings
10.4%15%Public Reviews % 1 Star Ratings
4.3%5%Better Business Bureau Grade
9.5%10%Number of BBB Complaints Closed in the Last 12 Months
9.5%10%Number of BBB Complaints in the Last 3 Years
4.5%10%Assistance Availability
6.8%15%Contract length & flexibility
7.5%10%Other benefits/offerings
69.9%100.0%Total Score

Thunder Funding Score Details

% Allocation to Score
9.0%10%Public Reviews Overall Score
11.7%15%Public Reviews % 5 Star Ratings
13.7%15%Public Reviews % 1 Star Ratings
5.0%5%Better Business Bureau Grade
9.7%10%Number of BBB Complaints Closed in the Last 12 Months
9.7%10%Number of BBB Complaints in the Last 3 Years
6.8%10%Assistance Availability
12.5%15%Contract length & flexibility
7.1%10%Other benefits/offerings
85.1%100.0%Total Score

RTS Financial Score Details

% Allocation to Score
8.8%10%Public Reviews Overall Score
12.5%15%Public Reviews % 5 Star Ratings
12.9%15%Public Reviews % 1 Star Ratings
5.0%5%Better Business Bureau Grade
0.0%10%Number of BBB Complaints Closed in the Last 12 Months
0.0%10%Number of BBB Complaints in the Last 3 Years
3.4%10%Assistance Availability
6.8%15%Contract length & flexibility
9.2%10%Other benefits/offerings
58.6%100.0%Total Score

Porter Freight Funding Score Details

% Allocation to Score
9.4%10%Public Reviews Overall Score
13.4%15%Public Reviews % 5 Star Ratings
14.1%15%Public Reviews % 1 Star Ratings
5.0%5%Better Business Bureau Grade
10.0%10%Number of BBB Complaints Closed in the Last 12 Months
10.0%10%Number of BBB Complaints in the Last 3 Years
4.8%10%Assistance Availability
12.5%15%Contract length & flexibility
7.9%10%Other benefits/offerings
87.1%100.0%Total Score

OTR Solutions Score Details

% Allocation to Score
9.2%10%Public Reviews Overall Score
12.6%15%Public Reviews % 5 Star Ratings
13.8%15%Public Reviews % 1 Star Ratings
4.3%5%Better Business Bureau Grade
7.9%10%Number of BBB Complaints Closed in the Last 12 Months
5.8%10%Number of BBB Complaints in the Last 3 Years
3.1%10%Assistance Availability
4.4%15%Contract length & flexibility
8.8%10%Other benefits/offerings
70.0%100.0%Total Score

eCapital Freight Factoring Corp Score Details

% Allocation to Score
9.2%10%Public Reviews Overall Score
13.2%15%Public Reviews % 5 Star Ratings
13.8%15%Public Reviews % 1 Star Ratings
4.0%5%Better Business Bureau Grade
6.2%10%Number of BBB Complaints Closed in the Last 12 Months
4.3%10%Number of BBB Complaints in the Last 3 Years
4.3%10%Assistance Availability
6.8%15%Contract length & flexibility
9.2%10%Other benefits/offerings
71.0%100.0%Total Score

Riviera Finance Score Details

% Allocation to Score
9.7%10%Public Reviews Overall Score
14.2%15%Public Reviews % 5 Star Ratings
14.6%15%Public Reviews % 1 Star Ratings
5.0%5%Better Business Bureau Grade
10.0%10%Number of BBB Complaints Closed in the Last 12 Months
10.0%10%Number of BBB Complaints in the Last 3 Years
7.7%10%Assistance Availability
13.1%15%Contract length & flexibility
4.6%10%Other benefits/offerings
88.9%100.0%Total Score

Apex Capital Corp Score Details

% Allocation to Score
9.4%10%Public Reviews Overall Score
13.4%15%Public Reviews % 5 Star Ratings
14.2%15%Public Reviews % 1 Star Ratings
5.0%5%Better Business Bureau Grade
9.2%10%Number of BBB Complaints Closed in the Last 12 Months
9.4%10%Number of BBB Complaints in the Last 3 Years
6.3%10%Assistance Availability
12.5%15%Contract length & flexibility
9.2%10%Other benefits/offerings
88.5%100.0%Total Score